Receive from
Get Paid Your Way
Get paid in stablecoins, USD, EUR, and other currencies - all in one place.
YOUR MONEYUNLOCKED
SPEND AT 150M MERCHANTS WORLDWIDE
KARTAFEATURES
Your Money is Always Yours
Only you control your wallet. Secure by design - send, receive, and manage your crypto.
PayG PayATM
Spend Globally
Use Karta Visa Signature worldwide. Instant virtual and physical cards. Compatible with Apple Pay, Google Pay, and global ATM cash access.
Send money
Payments
Send payouts globally - pay partners, move funds across borders, and process faster than international bank transfers.
Ready to Claim19,850 ◆1 KARAT = 0.01 USDT9 Friends Invited
Your Friends, Your Money
Invite friends and earn rewards. Get cashback from their spending - the more they spend, the more you earn.
AI Finance Assistance
Karta AI delivers insights, automates transactions, and provides in-app support across your financial activity.
GLOBALCOVERAGE
WORKS
ANYWHERE
VISA IS ACCEPTED
Use your card in 200+ countries and territories where Visa is accepted - online, in-store, and at ATMs. Availability depends on local regulations and partner coverage.
REGULATORYCLARITY
Licenses, registrations and security policies
Karta works with regulated financial and card-issuing partners to provide compliant card programs and virtual accounts.
Built with Trusted Partners
SELF
CUSTODY
WALLET
CUSTODY
WALLET
- Self-Custody wallet
- 3D-Secure
- Encrypted transactions
- PIN protection
Secure by Design
We are not a Bank
USED MONTHLY BY OVER20,000 PEOPLE
No banks. No waiting. No blocks.
FEES
& LIMITSNOWALLS
NOWALLS
Activation
Visa Virtual5.00 USDT
Visa Physicalfrom 100.00 USDT
Virtual AccountsFREE
FeesCrypto Top-UpFREE
Card payments1.5%
ATM Withdrawal1.5% + 1 USDT
Sending FundsTo crypto walletsNetwork fee only
SEPA (EUR)1.5% + EUR 2
SWIFT (USD)1.4% + $2
FAQ
Karta is an all-in-one payment app. Fund your balance, manage digital assets, use your Visa card for everyday purchases, and handle payments in a few clicks.
Signing up is free. There is a one-time 5 USDT fee for issuing a virtual Visa Signature card.
Crypto top-ups are free. Card payments are 1.5%, and ATM withdrawals are 1.5% plus 1 USDT.
Open the Karta app in Telegram, complete verification, and top up your balance to activate your virtual card.
Fund Karta with supported stablecoins or eligible fiat transfers. Available methods depend on your location and account eligibility.
Tap Send in the app to move funds to an external crypto wallet. Network fees may apply.
Use the in-app chat or visit the Help Center for fast, friendly support.